@import url("https://fonts.googleapis.com/css2?family=IBM+Plex+Sans:wght@400;500;600;700&family=Libre+Baskerville:wght@700&family=Source+Serif+4:opsz,wght@8..60,400;8..60,600;8..60,700&display=swap");:root{--paper:#f6f8f4;--paper-strong:#ffffff;--ink:#16211d;--muted:#5e6d67;--line:#d9e0d7;--green:#2f6f5e;--blue:#284b63;--red:#c44536;--yellow:#e2b84b;--shadow:0 18px 45px rgba(22,33,29,0.12);--radius:6px;}*{box-sizing:border-box;}html{scroll-behavior:smooth;}body{margin:0;background:var(--paper);color:var(--ink);font-family:"IBM Plex Sans","Segoe UI",sans-serif;font-size:17px;line-height:1.6;letter-spacing:0;}img{display:block;max-width:100%;height:auto;}a{color:inherit;text-decoration-color:rgba(47,111,94,0.45);text-underline-offset:0.2em;}a:hover{text-decoration-color:var(--green);}.skip-link{position:absolute;left:1rem;top:-4rem;z-index:20;background:var(--ink);color:white;padding:0.6rem 0.8rem;border-radius:var(--radius);}.skip-link:focus{top:1rem;}.topline{height:10px;background:linear-gradient(90deg,var(--green) 0 26%,var(--yellow) 26% 49%,var(--blue) 49% 77%,var(--red) 77% 100%);}.site-header{background:rgba(246,248,244,0.94);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10;backdrop-filter:blur(14px);}.nav-shell{max-width:1180px;margin:0 auto;padding:1rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;}.brand{display:inline-flex;align-items:center;gap:0.8rem;text-decoration:none;}.brand-mark{width:48px;height:48px;display:grid;place-items:center;background:var(--ink);color:white;border-radius:var(--radius);font-weight:700;font-size:0.84rem;}.brand-copy{display:grid;gap:0.05rem;}.brand-copy strong{font-family:"Libre Baskerville",Georgia,serif;font-size:1.05rem;}.brand-copy em{font-style:normal;color:var(--muted);font-size:0.78rem;}.nav-links{display:flex;align-items:center;gap:0.45rem;}.nav-links a,.nav-toggle{border:1px solid transparent;border-radius:var(--radius);padding:0.55rem 0.72rem;text-decoration:none;font-weight:600;font-size:0.92rem;}.nav-links a:hover,.nav-toggle:hover{border-color:var(--line);background:var(--paper-strong);}.nav-toggle{display:none;background:var(--paper-strong);color:var(--ink);}.hero-section{max-width:1180px;margin:0 auto;padding:4rem 1.25rem 3rem;display:grid;grid-template-columns:minmax(0,0.9fr) minmax(420px,1.1fr);gap:2rem;align-items:center;}.eyebrow{margin:0 0 0.8rem;color:var(--green);text-transform:uppercase;font-size:0.75rem;font-weight:700;}h1,h2,h3{font-family:"Source Serif 4",Georgia,serif;line-height:1.08;letter-spacing:0;overflow-wrap:break-word;}h1{font-size:3.7rem;margin:0;}h2{font-size:2.2rem;margin:0;}h3{font-size:1.25rem;margin:0;}.hero-lede,.page-hero p,.article-hero p{color:var(--muted);font-size:1.16rem;max-width:650px;}.hero-actions{display:flex;gap:0.8rem;flex-wrap:wrap;margin-top:1.5rem;}.hero-copy,.panel-list,.week-plan,.article-card,.article-body,.nav-shell,.brand{min-width:0;max-width:100%;}.button{display:inline-flex;align-items:center;min-height:44px;border-radius:var(--radius);padding:0.72rem 1rem;font:inherit;font-weight:700;text-decoration:none;border:1px solid var(--ink);cursor:pointer;white-space:normal;}.button.primary{background:var(--ink);color:white;}.button.secondary{background:transparent;color:var(--ink);}.hero-visual{margin:0;position:relative;}.hero-visual img{border-radius:var(--radius);border:1px solid var(--line);box-shadow:var(--shadow);}.hero-visual figcaption{position:absolute;right:1rem;bottom:1rem;background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);padding:0.4rem 0.55rem;font-weight:700;font-size:0.85rem;}.signal-strip{max-width:1180px;margin:0 auto 2rem;padding:0 1.25rem 2rem;display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);}.signal-strip div{background:var(--paper-strong);padding:1.2rem;}.signal-strip span{color:var(--red);font-weight:700;font-size:0.82rem;}.signal-strip strong{display:block;margin-top:0.25rem;}.signal-strip p{margin:0.35rem 0 0;color:var(--muted);font-size:0.94rem;}.content-band,.split-band,.guide-tools,.text-page,.contact-panel{max-width:1180px;margin:0 auto;padding:3rem 1.25rem;}.content-band.no-top{padding-top:1.2rem;}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:1rem;margin-bottom:1.4rem;}.section-heading a{font-weight:700;color:var(--green);}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;}.feature-grid.small{grid-template-columns:repeat(3,1fr);}.article-card{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform 180ms ease,box-shadow 180ms ease;}.article-card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(22,33,29,0.1);}.article-card a{display:grid;height:100%;text-decoration:none;}.article-card img{aspect-ratio:1.45 / 1;object-fit:cover;width:100%;border-bottom:1px solid var(--line);}.card-copy{padding:1rem;display:grid;gap:0.55rem;}.category{color:var(--red);font-weight:700;font-size:0.76rem;text-transform:uppercase;}.card-copy p{margin:0;color:var(--muted);font-size:0.94rem;}.card-copy small{color:var(--muted);font-weight:700;}.split-band{display:grid;grid-template-columns:0.85fr 1.15fr;gap:1rem;align-items:stretch;}.panel-list{background:var(--ink);color:white;border-radius:var(--radius);padding:1.5rem;}.panel-list .eyebrow{color:var(--yellow);}.panel-list p:last-child{color:rgba(255,255,255,0.78);}.week-plan{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);}.week-plan div{background:var(--paper-strong);padding:1.2rem;}.week-plan span{display:inline-block;font-weight:800;color:var(--blue);margin-bottom:0.45rem;}.week-plan p{margin:0;color:var(--muted);}.article-list{border-top:1px solid var(--line);}.article-row a{display:grid;grid-template-columns:160px 1fr 120px;gap:1rem;align-items:center;padding:1rem 0;border-bottom:1px solid var(--line);text-decoration:none;}.article-row span,.article-row em{color:var(--muted);font-size:0.9rem;font-style:normal;}.article-row strong{font-family:"Source Serif 4",Georgia,serif;font-size:1.25rem;line-height:1.2;}.page-hero{max-width:1180px;margin:0 auto;padding:4rem 1.25rem 2rem;}.page-hero.compact h1{max-width:860px;}.guide-tools{padding-top:1rem;padding-bottom:1rem;}.search-label{display:block;font-weight:700;margin-bottom:0.35rem;}.guide-search{width:100%;min-height:48px;border:1px solid var(--line);border-radius:var(--radius);padding:0.75rem 0.9rem;font:inherit;background:var(--paper-strong);}.chip-row{display:flex;gap:0.5rem;flex-wrap:wrap;margin-top:0.9rem;}.chip{border:1px solid var(--line);background:var(--paper-strong);color:var(--ink);border-radius:999px;padding:0.45rem 0.7rem;font-weight:700;cursor:pointer;}.chip.active{background:var(--green);border-color:var(--green);color:white;}.category-hub-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;}.category-hub-grid.compact{grid-template-columns:repeat(3,minmax(0,1fr));}.category-hub-card{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);min-width:0;}.category-hub-card a{display:grid;gap:0.55rem;height:100%;padding:1rem;text-decoration:none;}.category-hub-card strong{font-family:"Source Serif 4",Georgia,serif;font-size:1.25rem;line-height:1.12;}.category-hub-card p{margin:0;color:var(--muted);font-size:0.92rem;}.category-hub-card small{color:var(--blue);font-weight:800;}.category-layout{max-width:1180px;margin:0 auto;padding:1rem 1.25rem 3rem;display:grid;grid-template-columns:minmax(0,0.9fr) minmax(0,1.1fr);gap:1rem;}.category-panel{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem;}.category-panel ul{margin:1rem 0 0;padding-left:1.2rem;}.category-panel li + li{margin-top:0.4rem;}.tool-stack{display:grid;gap:0.75rem;}.tool-stack h2{margin-bottom:0.25rem;}.tool-stack a{display:grid;gap:0.2rem;border:1px solid var(--line);border-radius:var(--radius);padding:0.8rem;text-decoration:none;}.tool-stack a span{color:var(--muted);font-size:0.92rem;}.universal-check-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:1rem;}.universal-check-grid article{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);padding:1rem;min-width:0;}.universal-check-grid span{display:inline-block;color:var(--red);font-weight:800;font-size:0.8rem;margin-bottom:0.4rem;}.universal-check-grid h3{margin-bottom:0.6rem;}.universal-check-grid ul{margin:0;padding-left:1.1rem;color:#26342f;font-size:0.94rem;}.universal-check-grid li + li{margin-top:0.35rem;}.article-hero{max-width:1180px;margin:0 auto;padding:3rem 1.25rem;display:grid;grid-template-columns:minmax(0,0.95fr) minmax(380px,0.85fr);gap:2rem;align-items:center;}.article-hero h1{font-size:3rem;}.article-hero img{border-radius:var(--radius);border:1px solid var(--line);box-shadow:var(--shadow);}.meta-line{display:flex;gap:0.8rem;flex-wrap:wrap;color:var(--muted);font-weight:700;font-size:0.9rem;}.meta-line span{border:1px solid var(--line);border-radius:var(--radius);padding:0.25rem 0.45rem;background:var(--paper-strong);}.article-shell{max-width:1180px;margin:0 auto;padding:1rem 1.25rem 3rem;display:grid;grid-template-columns:240px minmax(0,760px);gap:3rem;align-items:start;}.toc{position:sticky;top:96px;border-left:4px solid var(--article-accent,var(--green));padding-left:1rem;}.toc p{margin-top:0;font-weight:800;}.toc a{display:block;color:var(--muted);text-decoration:none;margin:0.5rem 0;font-size:0.94rem;}.article-body{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);padding:2rem;}.article-body h2{font-size:1.75rem;margin-top:0;}.article-body section + section{margin-top:2rem;padding-top:1.5rem;border-top:1px solid var(--line);}.article-body p{color:#26342f;}.checklist-box{background:#f1f6f0;border:1px solid #c9d9ca;border-radius:var(--radius);padding:1.1rem;}.checklist-box ul{margin:0.7rem 0 0;padding-left:1.2rem;}.checklist-box li + li{margin-top:0.35rem;}.affiliate-block{background:#f7faf6;border:1px solid #c9d9ca;border-radius:var(--radius);padding:1.1rem;}.affiliate-disclosure{margin-top:0;color:var(--muted);font-size:0.92rem;font-weight:700;}.affiliate-link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0.75rem;margin-top:1rem;}.affiliate-link-card{display:grid;gap:0.3rem;min-height:96px;padding:0.9rem;border-radius:var(--radius);border:1px solid var(--line);background:var(--paper-strong);text-decoration:none;}.affiliate-link-card span{color:var(--muted);font-size:0.78rem;font-weight:800;text-transform:uppercase;}.affiliate-link-card strong{font-family:"Source Serif 4",Georgia,serif;font-size:1.2rem;line-height:1.15;}.text-page{max-width:820px;padding-top:1rem;}.text-page h2{font-size:1.65rem;margin-top:2rem;}.text-page p{color:#26342f;}.contact-panel{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;padding-top:1rem;}.contact-panel>div{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;}.contact-link{display:inline-flex;margin:0.5rem 0;font-size:1.15rem;font-weight:800;color:var(--green);}.tool-callout{max-width:1180px;margin:0 auto 1rem;padding:1.4rem 1.25rem;display:grid;grid-template-columns:1fr auto;gap:1rem;align-items:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line);}.tool-callout p:last-child{margin-bottom:0;color:var(--muted);max-width:680px;}.tool-callout-actions{display:flex;gap:0.7rem;flex-wrap:wrap;justify-content:flex-end;}.tool-index-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;}.tool-index-card{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;}.tool-index-card p{color:var(--muted);}.tool-hero{padding-bottom:1rem;}.tool-shell{max-width:1180px;margin:0 auto;padding:1rem 1.25rem 3rem;display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:1rem;align-items:start;}.score-form,.score-result{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);}.score-form{padding:1.2rem;display:grid;gap:1rem;}.score-form fieldset{border:1px solid var(--line);border-radius:var(--radius);padding:1rem;margin:0;}.score-form legend{padding:0 0.35rem;font-weight:800;}.score-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0.85rem;}.score-grid label,.share-copy label{display:grid;gap:0.35rem;color:var(--muted);font-weight:700;}.score-grid select,.share-copy textarea{width:100%;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink);font:inherit;}.score-grid select{min-height:48px;padding:0.65rem 0.7rem;}.share-copy textarea{min-height:130px;padding:0.75rem;resize:vertical;}.radio-grid,.checkbox-grid{display:grid;gap:0.55rem;}.radio-grid{grid-template-columns:repeat(4,minmax(0,1fr));}.checkbox-grid{grid-template-columns:repeat(2,minmax(0,1fr));}.radio-grid label,.checkbox-grid label{display:flex;align-items:flex-start;gap:0.45rem;min-height:44px;padding:0.65rem;border:1px solid var(--line);border-radius:var(--radius);background:#fff;font-weight:700;color:#26342f;}.radio-grid input,.checkbox-grid input{width:18px;height:18px;flex:0 0 auto;margin-top:0.2rem;accent-color:var(--green);}.score-result{position:sticky;top:98px;padding:1.2rem;display:grid;gap:0.8rem;}.score-result strong{font-family:"Source Serif 4",Georgia,serif;font-size:4rem;line-height:1;}.meter{height:14px;border-radius:999px;overflow:hidden;background:#e4e8e1;}.meter span{display:block;height:100%;background:linear-gradient(90deg,var(--red),var(--yellow),var(--green));transition:width 180ms ease;}.score-result p{margin:0;color:var(--muted);}.advice-list{margin:0;padding-left:1.2rem;}.advice-list li + li{margin-top:0.35rem;}.question-builder-shell{max-width:1180px;margin:0 auto;padding:1rem 1.25rem 3rem;display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:1rem;align-items:start;}.question-form,.question-output{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);}.question-form{padding:1.2rem;display:grid;gap:1rem;}.question-form fieldset{border:1px solid var(--line);border-radius:var(--radius);padding:1rem;margin:0;}.question-form legend{padding:0 0.35rem;font-weight:800;}.question-intake{display:grid;grid-template-columns:1.25fr 0.9fr 0.8fr;gap:0.85rem;}.question-intake label,.question-output label{display:grid;gap:0.35rem;color:var(--muted);font-weight:700;}.question-intake input,.question-intake select,.question-output textarea{width:100%;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink);font:inherit;}.question-intake input,.question-intake select{min-height:48px;padding:0.65rem 0.7rem;}.question-output{position:sticky;top:98px;padding:1.2rem;display:grid;gap:0.85rem;}.question-output-head{display:flex;align-items:center;justify-content:space-between;gap:0.75rem;}.question-output-head a{color:var(--green);font-weight:800;font-size:0.9rem;}.question-output textarea{min-height:340px;padding:0.8rem;resize:vertical;}.question-output p{margin:0;color:var(--muted);font-size:0.94rem;}.true-cost-shell{max-width:1180px;margin:0 auto;padding:1rem 1.25rem 3rem;display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:1rem;align-items:start;}.true-cost-form,.cost-output{background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);}.true-cost-form{padding:1.2rem;display:grid;gap:1rem;}.true-cost-form fieldset{border:1px solid var(--line);border-radius:var(--radius);padding:1rem;margin:0;}.true-cost-form legend{padding:0 0.35rem;font-weight:800;}.cost-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0.85rem;}.cost-grid label,.cost-output label{display:grid;gap:0.35rem;color:var(--muted);font-weight:700;}.cost-grid input,.cost-output textarea{width:100%;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink);font:inherit;}.cost-grid input{min-height:48px;padding:0.65rem 0.7rem;}.cost-output{position:sticky;top:98px;padding:1.2rem;display:grid;gap:0.85rem;}.cost-output>strong{font-family:"Source Serif 4",Georgia,serif;font-size:3.4rem;line-height:1;}.cost-output p{margin:0;color:var(--muted);}.cost-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);}.cost-stats div{min-width:0;background:#fff;padding:0.65rem;}.cost-stats span{display:block;color:var(--muted);font-size:0.72rem;font-weight:800;text-transform:uppercase;}.cost-stats strong{display:block;margin-top:0.25rem;font-size:1.05rem;overflow-wrap:anywhere;}.cost-output textarea{min-height:140px;padding:0.8rem;resize:vertical;}.cost-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0.7rem;}.checklist-preview{padding-top:2rem;}.checklist-strip{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;}.mini-checklist{display:grid;gap:0.7rem;text-decoration:none;}.mini-checklist img{aspect-ratio:2 / 3;width:100%;object-fit:cover;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 12px 26px rgba(22,33,29,0.08);}.mini-checklist strong{font-family:"Source Serif 4",Georgia,serif;font-size:1.25rem;line-height:1.12;}.checklist-grid{display:grid;gap:1rem;}.checklist-card{display:grid;grid-template-columns:280px minmax(0,1fr);gap:1.2rem;align-items:center;background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);padding:1rem;}.checklist-card>img{aspect-ratio:2 / 3;width:100%;object-fit:cover;border:1px solid var(--line);border-radius:var(--radius);}.checklist-copy{display:grid;gap:0.75rem;}.checklist-copy h2{font-size:2rem;}.checklist-copy p{margin:0;color:var(--muted);}.share-actions{display:flex;gap:0.7rem;flex-wrap:wrap;margin-top:0.25rem;}.site-footer{background:var(--ink);color:white;padding:2.5rem 1.25rem;}.footer-grid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1.2fr 0.8fr 0.8fr;gap:2rem;}.footer-grid a,.footer-grid span{display:block;color:rgba(255,255,255,0.76);margin:0.35rem 0;}.footer-kicker{color:var(--yellow);font-weight:800;margin:0 0 0.5rem;}.fine-print{max-width:1180px;margin:2rem auto 0;color:rgba(255,255,255,0.58);font-size:0.88rem;}@media (max-width:980px){h1{font-size:2.65rem;}.hero-section,.article-hero,.split-band,.article-shell,.tool-shell,.question-builder-shell,.true-cost-shell,.category-layout,.checklist-card{grid-template-columns:1fr;}.hero-section{padding-top:2.5rem;}.feature-grid{grid-template-columns:repeat(2,1fr);}.universal-check-grid{grid-template-columns:repeat(2,minmax(0,1fr));}.category-hub-grid,.category-hub-grid.compact{grid-template-columns:repeat(2,minmax(0,1fr));}.checklist-strip{grid-template-columns:repeat(2,minmax(0,1fr));}.tool-index-grid,.question-intake{grid-template-columns:1fr;}.checklist-card>img{max-width:360px;}.toc{position:static;display:none;}.article-body{padding:1.3rem;}.score-result,.question-output,.cost-output{position:static;}.radio-grid{grid-template-columns:repeat(2,minmax(0,1fr));}}@media (max-width:720px){html,body{overflow-x:hidden;}body{font-size:16px;}h1{font-size:1.85rem;}h2{font-size:1.75rem;}.hero-lede,.page-hero p,.article-hero p{font-size:1rem;}.nav-shell{align-items:flex-start;}.nav-toggle{display:inline-flex;}.nav-links{display:none;position:absolute;left:1.25rem;right:1.25rem;top:82px;background:var(--paper-strong);border:1px solid var(--line);border-radius:var(--radius);padding:0.5rem;box-shadow:var(--shadow);}.nav-links.open{display:grid;}.brand-copy em{display:none;}.brand-copy strong{font-size:1rem;}.hero-section,.content-band,.split-band,.guide-tools,.text-page,.contact-panel,.page-hero,.article-hero,.article-shell{padding-left:1rem;padding-right:1rem;}.category-layout{padding-left:1rem;padding-right:1rem;}.tool-shell,.tool-callout{padding-left:1rem;padding-right:1rem;}.question-builder-shell{padding-left:1rem;padding-right:1rem;}.true-cost-shell{padding-left:1rem;padding-right:1rem;}.tool-callout,.tool-callout-actions,.score-grid,.radio-grid,.checkbox-grid,.affiliate-link-grid,.cost-grid,.cost-stats,.cost-actions{grid-template-columns:1fr;}.tool-callout-actions{display:grid;justify-content:stretch;}.tool-callout .button{width:100%;}.hero-actions{display:grid;grid-template-columns:1fr;}.button{width:100%;max-width:100%;justify-content:center;text-align:center;}.signal-strip{margin-left:1rem;margin-right:1rem;padding-left:0;padding-right:0;width:auto;}.signal-strip,.feature-grid,.feature-grid.small,.universal-check-grid,.category-hub-grid,.category-hub-grid.compact,.week-plan,.contact-panel,.footer-grid,.checklist-strip{grid-template-columns:1fr;}.share-actions{display:grid;grid-template-columns:1fr;}.article-row a{grid-template-columns:1fr;gap:0.2rem;}.hero-visual figcaption{position:static;margin-top:0.5rem;display:inline-flex;}}